Matthew Behar Sr. Analyst, Investment Advisory Balance Sheet Solutions, LLC

" I am excited about all of the great future opportunities as Balance Sheet Solutions emerges. We will be able to combine the products from two great companies, MemberTrade Advisory Services and Mid-States Investment Solutions, to offer credit unions a complete solution to all of their investment advisory needs. Personally, I have always taken pride in providing credit unions with their ALM reports in an accurate, timely and meaningful fashion. Also, I enjoy explaining the ALM results in an understandable way that is truly beneficial to credit unions. At Balance Sheet Solutions, I plan to continue to help credit unions

in finding ways to utilize their ALM results as part of an overall plan for financial success. In addition to the expanded line of available products, credit unions will truly benefit from all of the knowledgeable and experienced professionals at the newly formed Balance Sheet Solutions. I am proud to be part of an organization that really cares about the financial health and success of its clients. I look forward to being part of a team where everyone will work together to provide innovative solutions in an effort to help credit unions continue to grow in their success."

As an Senior Analyst, Matt is responsible for providing asset/liability management (ALM) modeling, and investment management support for credit union clients.

Matt has over 10 years of experience in the financial industry. Prior to this, Matt was a Financial Analyst with MemberTrade Advisory Services, LLC, where he was responsible for providing ALM modeling and investment management support for credit union clients.

Previously, Matt was a Financial Analyst for Key Equipment Finance, and a Regional Financial Analyst for BB&T. He holds a Bachelor's Degree in Business Management from Binghamton University (SUNY), and his M.B.A. from West Virginia University. In addition, he holds his Series 65 registration.