The Investment Advisory Service recognizes that the challenges credit unions face are best understood by people who have experienced similar challenges first-hand. Our leadership team is comprised of industry innovators who possess the experience and the credentials necessary to assist credit unions in these complex areas.

Our Investment Advisory Service program provides:
• a detailed policy review
• non-maturity deposit analysis using our proprietary Share Sensitivity Analysis Study
• sophisticated interest rate risk measurement from our state-of-the-art ALM model
• a unique benchmarking process to determine how your credit union's portfolio best complements its balance sheet
• complete and easy-to-use Internet-based investment accounting reports
• a rigorous "total return" approach to portfolio management

Our non-discretionary investment advisory means you retain the final word on whether or not to execute each recommended transaction. We do all of the heavy lifting, while you take credit for the success!

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Actionable Analysis

Our extensive team of expert analysts will focus on adding higher expected returns through securities selection and sector allocation. We use a disciplined approach and methodology in managing the portfolio to align with your credit union's specific risk tolerance and income needs.




Getting Started

Simply contact your Balance Sheet Solutions Investment Advisory Representative to start the enrollment process at 800.782.2431.

Advantages

• Experienced. We are dedicated solely to serving credit unions. Our staff has decades of hands-on experience with strategy development, analytics, and balance sheet management in the credit union industry.
• Comprehensive. Multiple, detailed reports allow you to track, quantify, verify and understand the characteristics of investment portfolio decisions.
• Regulated. Balance Sheet Solutions' Investment Advisory Services and its Representatives have been registered through SEC. With regulatory compliance comes a higher level of accountability.
• Effective. We work with you to assure the effective integration of our recommendations into your credit union's objectives.
• Economical. You can share in our expertise and infrastructure at a fraction of what it would cost to build your own investment-advisory function in-house.
• Flexible. We can accommodate the complexities of each credit union's investment program, and its unique return objectives.

Please refer to this website's disclosure page for additional information.