Theresa is responsible for managing the asset liability management (ALM) risk modeling functions for the team. Her responsibilities include overseeing a group of ALM risk modelers and maintaining comprehensive risk management modeling systems utilized by Balance Sheet Solutions. Theresa ensures accurate and timely analysis covering net economic values (NEV), earnings simulations, interest rate shock analyses, sensitivity testing and reviews ALM risk results with consultants.
Prior to joining Balance Sheet Solutions, Theresa was the Director of Financial Solutions Group Analysis at Western Corporate FCU for more than six years. She also has more than 20 years of experience in the financial industry, including more than 15 years in the interest rate risk field, working with models such as Sendero, QRM, and ZMdesk. Theresa also worked in the ALM field for the banking sector including California Federal Bank, IndyMac, First Federal Bank and Glendale Federal Bank. She was also an auditor and tax consultant for Ernst and Young.
Theresa received her bachelor’s degree in Business Administration with an emphasis in accounting from California State University.
© Balance Sheet Solutions, LLC. All securities are offered through CU Investment Solutions (ISI), LLC, member FINRA/SIPC. View Disclosure